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Seller Concession
Cheat Sheet for Realtors
Answers. Good ones. Fast. That's the Greenlight way.
LOAN TYPE
PROPERTY TYPE
DOWN
PAYMENT
MAXIMUM SELLER CONTRIBUTION
CONTRIBUTION TYPE
CONVENTIONAL
Primary
Residence
&
Second
Home
Less than 10% down
​
10%-25% down
​
25% or more
3%
​
6%
​
9%
Can cover closing costs, prepaids items, and discount points
CONVENTIONAL
Investment
Property
2%
max conc.
15% or more
down
Can cover closing costs, prepaids items, and discount points
FHA
Primary
Residence
6%
max conc.
3.5% or more
down
Can cover closing costs, prepaids items, and discount points
VA
Primary
Residence
4%
max conc.
0% down
Can cover closing costs, prepaids items, and discount points
​
Includes debt payoff(s)
USDA
Primary
Residence
6%
max conc.
0% down
Can cover closing costs, prepaids items, and discount points
Contact your preferred Greenlight Loan Officer to learn more!