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We Make Home Loans Better

We are dedicated to providing the best value in home lending. We define this as excellent rates paired with best-in-class service. Anything less is unacceptable.

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Greenlight Mortgage Group, A division of Xpert Home Lending

A Better Mortgage Is Here

Technology has changed everything, and getting a mortgage is no different. We combine best-in-class technology to create a more efficient lending process. Then we pass those savings on to you. 

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Apply Online in Minutes

Our online platform is designed to be user-friendly and efficient. 

Imagine showing app to upload documents and manage your mortgage.

Track your loan with Industry-Leading Software

Automated emails keep you updated each step of the way.

A Proven Track Record

We have closed over 99% of our loans successfully and on-time. 

But don't just take our word for it...

Customers

Hear It from Our Clients

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Matt and his team are awesome. From our original home loan through this year's refi, everything has been top-notch. I was especially thankful for Matt's willingness to talk us through our various options, breaking what felt like an elephant of a process down into simple understandable chunks. Strongly recommended!

Lacey Teale

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How Do We Make Your Mortgage Experience Seamless? 

Encourage 

Communication

Helps Save Time & Money 

Leverage Technology

Keep You in The Loop 

With the Right Platform, You Succeed

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GET STARTED

FAQ

  • Why should I choose Greenlight Mortgage Group over a big bank in Colorado?

Unlike rigid direct banks with limited product menus, Greenlight Mortgage Group is an independent Colorado mortgage broker. Based in Boulder, we shop dozens of top wholesale lenders to secure lower interest rates, reduced closing costs, and custom loan options with fast 14-to-21-day closings across Denver and the Front Range.

  • What is the difference between a mortgage broker and a direct lender?

Direct lenders only offer their own in-house loan products and rates. As an independent mortgage broker, Greenlight Mortgage Group acts as your personal advocate—comparing loan programs across a national network of wholesale lenders to deliver lower rates, lower fees, and tailored financing for Colorado buyers and refinancers.

  • What is the baseline conforming loan limit in Colorado for 2026?

The 2026 baseline conforming loan limit in Colorado is $832,750 for single-family homes. High-cost Front Range markets feature higher limits—including $862,500 across Denver Metro and $879,750 in Boulder County—while mountain resort counties extend up to $1,249,125 before requiring a jumbo mortgage.

  • Do VA loan require a down payment or PMI in Colorado?

No. Eligible active-duty military and veterans in Colorado can purchase a home with $0 down payment and zero monthly private mortgage insurance (PMI). With full entitlement, VA loans have no conforming loan limits, providing competitive interest rates and flexible underwriting for Colorado military families.

  •   How can self-employed borrowers or business owners qualify for a mortgage?

Self-employed borrowers can qualify using standard two-year tax returns or through Non-QM bank statement loans. In many cases, Greenlight Mortgage Group analyzes 12 to 24 months of personal or business bank statement deposits to verify income, helping entrepreneurs and business owners buy or refinance homes without tax write-off penalties.

  • How do rising property taxes and insurance impact my escrow payment in colorado?

The 2026 baseline conforming loan limit in Colorado is $832,750 for single-family homes. High-cost Front Range markets feature higher limits—including $862,500 across Denver Metro and $879,750 in Boulder County—while mountain resort counties extend up to $1,249,125 before requiring a jumbo mortgage.

Have more questions? Visit our FAQ page here

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